尼日利亚街头代理：移动支付如何改变商业生态
On a dusty street corner in Lagos's busy Balogun Market, Chidi Nwosu sits behind a small plastic table, a smartphone and a stack of cash in front of him. He is not a banker, but he handles more daily transactions than most traditional bank branches in the area. Chidi is a mobile money agent, part of a rapidly growing network that is rewriting the rules of financial access in Nigeria.
These agents, often shopkeepers or market traders who have taken on an additional role, allow customers to deposit, withdraw, and send money using their own mobile wallets. For a small fee, they perform the basic banking services that millions of Nigerians, especially those without bank accounts, rely on every day. The system depends on trust and a shared understanding of digital value.
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